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Archive for January, 2009

Credit Around The Blogosphere

Every Saturday, The Credit Toolbox does a review of good read around the blogosphere. Here’s what caught my attention this week: Can You Get A Vehicle Loan With Bad Credit? posted at American Consumer News. Tough Negotiations With Credit Card Companies posted at Ask Mr Credit Card’s Blog The Dough Roller discusses “The Balance Transfer [...]

Why Would You Choose A Fixed Mortgage Rate?

When it comes down to buy a property, there are plenty of mortgage products and each of them has several characteristics. One of the most important is the interest rate. This post is about the pros and cons of a fixed mortgage rate. We will also give you examples when a fixed mortgage rate is [...]

Minimum payment, maximum amortization

We all know that we need to pay off our credit cards as soon as possible. However, for some weird reasons, people keep using them and pay the minimum payment. They think that they will pay their debts eventually by doing the minimum payment on their credit card bill. If you think you will pay [...]

Pros and Cons for borrower on Prosper and other P2P Lending Community

A few months ago, we wrote our first article on Prosper and P2P lending community. Since we received several questions about this alternative way to get credit, we thought it would be great to list the pros and cons of this alternative credit system exploited by Prosper and other P2P lending community. Today we start [...]

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