You will probably wonder what I have against Dave Ramsey to write two full post against this personal finance guru. Well I think over the years, Dave Ramsey got some fog into his glasses and don’t see quite clear anymore. I sometimes have the feeling that since it is part of his sales [...]
Every Saturday, The Credit Toolbox does a review of good read around the blogosphere. Here’s what caught my attention this week:
No Credit Needed shows you how to break the credit card habit.
Consumerism Commentary debates paying off debt or funding an emergency fund?
Dough Roller says refinance your mortgage now!
Bargaineering has the best student credit cards.
Money Under [...]
Whoa, this is a huge statement in this Monday morning! What am I thinking; attacking of the most popular personal finance guru; Dave Ramsey? Who am I to critic his way to pay off debts? Well, I’m simply a guy that don’t think the same way
While surfing Dave Ramsey website and [...]
Every Saturday, The Credit Toolbox does a review of good read around the blogosphere. Here’s what caught my attention this week:
Money Progress presents Sacrificing Time to Make Money.
Studenomics warns you not to Be Childish With Your Finances.
Personal Finance Software Reviews Mint Online.
Looking for Tools to Track Your Budget? My Findependence Day has [...]
There are a variety of factors a credit agency considers when determining your credit score. While the exact algorithms and computations are closely guarded by agencies, the basic formula is fairly well known.
The most important single factor in determining a credit score is a person’s payment history. Thirty-five percent (35%) of the determination is [...]