Are you looking to restart your credit after messing up your credit and ending up with a bad credit score? One of the things that you can do to improve your credit score and your credit worthiness is to restart your credit with a secured credit card. Secured credit cards are not like regular credit [...]
There may be a point at which your debts are so overwhelming that you have no way to pay them. A medical emergency or loss of employment puts many people in such a hole that the only way out is bankruptcy. If people are married, however, they have another concern: if you go bankrupt, does [...]
The Canadian government provides an official, legal arrangement for people in debt difficulty to negotiate with their creditors to repay debt on different terms that those they originally entered into.
This device, called a Consumer Proposal, is different from bankruptcy, and gives the debtor some significant advantages over bankruptcy or paying the debt [...]
Since the beginning of this 8 steps process to repair your credit bureau until step 8, there is a time delay of about 2 years. If you went really bad on your credit cards and you have several bad debts, the process may be longer. Re-establishing confidence [...]
The title of this article may seem simple, read stupid. However, it is easier to say it than doing it. A year after you put everything in place, you will have access to more and more credit cards and line of credit offers. You will start receiving instant [...]
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