Comments on: Take that Call http://www.thecredittoolbox.com/take-that-call/ Understand, Build, Improve, Repair Your Credit Sun, 22 Nov 2009 23:04:55 +0000 http://wordpress.org/?v=2.9 hourly 1 By: Jennybeen http://www.thecredittoolbox.com/take-that-call/comment-page-1/#comment-428 Jennybeen Sat, 31 Oct 2009 06:02:38 +0000 http://www.thecredittoolbox.com/?p=314#comment-428 The way to avoid paying high interest on the orignal amount owing would be (assuming you have that much available credit on another card) to get a balance transfer from another card to the one making you the offer (wouldn't need to worry about interest rate or terms on this one). Then transfer this amount and whatever else you were going to transfer back onto the first card. Then you would be paying the low interest on the whole amount. I have done this a couple times, and if you time it right, it works perfectly. Just make sure you don't use this card in the six months that you have the low promotional interest rate, because any purchases will be at the high rate and will be paid off last. The way to avoid paying high interest on the orignal amount owing would be (assuming you have that much available credit on another card) to get a balance transfer from another card to the one making you the offer (wouldn’t need to worry about interest rate or terms on this one). Then transfer this amount and whatever else you were going to transfer back onto the first card. Then you would be paying the low interest on the whole amount. I have done this a couple times, and if you time it right, it works perfectly. Just make sure you don’t use this card in the six months that you have the low promotional interest rate, because any purchases will be at the high rate and will be paid off last.

]]> By: » Carnival of Money Stories: Halloween Candy Edition | PT Money http://www.thecredittoolbox.com/take-that-call/comment-page-1/#comment-425 » Carnival of Money Stories: Halloween Candy Edition | PT Money Mon, 26 Oct 2009 11:06:22 +0000 http://www.thecredittoolbox.com/?p=314#comment-425 [...] Speculator presents Take that Call posted at TheCreditToolBox.com, saying, “Whenever I see a number I don’t recognize on my [...] [...] Speculator presents Take that Call posted at TheCreditToolBox.com, saying, “Whenever I see a number I don’t recognize on my [...]

]]> By: Intelligent Speculator | Financial Ramblings http://www.thecredittoolbox.com/take-that-call/comment-page-1/#comment-424 Intelligent Speculator | Financial Ramblings Sun, 25 Oct 2009 14:57:47 +0000 http://www.thecredittoolbox.com/?p=314#comment-424 [...] can help you save money? No Longer:) -Is oil being back up at 80$ a signal of upcoming inflation? -Should you take that call even without knowing who is calling? -5 ways to make sure you do not lose everything to the next Bernid Madoff -Is Calpers too big too [...] [...] can help you save money? No Longer:) -Is oil being back up at 80$ a signal of upcoming inflation? -Should you take that call even without knowing who is calling? -5 ways to make sure you do not lose everything to the next Bernid Madoff -Is Calpers too big too [...]

]]> By: The Financial Blogger » Blog Archive » Financial Ramblings – TFSA Rules Modification Edition http://www.thecredittoolbox.com/take-that-call/comment-page-1/#comment-423 The Financial Blogger » Blog Archive » Financial Ramblings – TFSA Rules Modification Edition Sat, 24 Oct 2009 10:00:57 +0000 http://www.thecredittoolbox.com/?p=314#comment-423 [...] Credit Toolbox is suggesting to take any call… you might save [...] [...] Credit Toolbox is suggesting to take any call… you might save [...]

]]> By: Sophie http://www.thecredittoolbox.com/take-that-call/comment-page-1/#comment-420 Sophie Fri, 23 Oct 2009 19:41:20 +0000 http://www.thecredittoolbox.com/?p=314#comment-420 ;) thanks for the advice, but I won't answer my cell if I don't know who's calling (they SMS you with some weird messages afterwards) I hate talking to these customer account representative. Just recently there were marketing campaigns touting identity-theft insurance... what do you think about these new products? ;) thanks for the advice, but I won’t answer my cell if I don’t know who’s calling (they SMS you with some weird messages afterwards)

I hate talking to these customer account representative. Just recently there were marketing campaigns touting identity-theft insurance… what do you think about these new products?

]]>